Buying Bicycle Insurance

Do you remember first learning to ride a bike as a kid? Do you remember the exhilarating sense of freedom and the feel of the wind on your face? It’s time to reconnect with our old childhood friend + the bicycle + and learn about some of its more practical, adult applications. Reintroducing the bike into your life can save you tons of money on gas for your car, pricey auto maintenance and that gym membership you won’t need anymore!

If you’re planning on riding on the roads, it is imperative that you get adequate insurance cover, you will need to look into some cycle insurance so you’re protected in case anything happens to you on the road, it’s very cheap and it’s better to be safe than sorry.

Gas prices are soaring and there’s no indication that they’re going to come down anytime soon. In fact, some geological experts predict that we’ve already reached a peak in gasoline production + a point at which it becomes increasingly more difficult and more expensive to drill and refine fossil fuels. And no matter how hard we try, we can’t ignore the fact that global climate change is occurring and is caused, at least in part, by human actions.

easy bicycle insurance quotesIgnoring gas prices, it’s expensive just to keep a car. Most poor secretaries are stuck driving used vehicles that need seemingly constant maintenance just to stay running. One week it’s the alternator, the next it’s the transmission + those repair bills add up fast. Reducing your auto usage by taking your bike on short trips helps to extend the life of your car since you’re putting less wear and tear on it.

To obtain a good decently priced cycle insurance quote you should most definitely browse the market before you take the plunge as there are quite a few providers that offer lots of extras when asked, so make sure you ask!

But riding your bike doesn’t just cut down on car bills; it also helps you get in shape! Things like obesity, high cholesterol, high blood pressure, and diabetes have become all too common lately, largely because of our sedentary lifestyle. By making the bicycle your mode of transportation, you automatically put an end to that. And seriously, what’s more fun? Rushing down hills with the wind at your back or spending a half hour at the gym, counting the minutes on the screen of the recumbent bicycle?

Getting bicycle insurance is easy. You can find them in specialty shops, sports equipment stores and some thrift/reuse stores. Buying from a specialty shop is the easy way to go + you know you’re getting a solid, reliable bike, but you’ll pay a little extra for the privilege. Watch for season-end sales and ask the salespeople to recommend a decent, reasonably priced bike. If you find a bicycle at a garage sale or thrift shop, take it into a specialty store to have it checked out and have any necessary maintenance performed.

And don’t scrimp on safety gear just to save money! A helmet is non-negotiable and you might like some elbow and knee pads if it’s been awhile since you’ve ridden. You’ll also need some basic maintenance equipment. See if any local specialty shops or bike societies offer maintenance courses so that you can learn how to do simple repairs on your own. Also look for a bicycle safety class + learning to ride safely in traffic is essential if you plan to use your bicycle to commute to work.

A final note of caution + be reasonable with yourself. If you’re out of shape, don’t expect to be riding 20 miles a day to start. If you have any health concerns, check with your doctor before making the bicycle your primary mode of transportation. Work your way up to longer and longer rides and say goodbye to the gas pump that’s siphoning away your money. The bicycle is financially and environmentally friendly, and can bring an experience of new energy and enjoyment to your life. So what are you waiting for? Buy a bicycle!

Make sure you have the correct insurance

Classic car insurance age is quite an important factor when looking for good, cheaper insurance premium prices, many times, it may take a long time to find a great deal simply because you have to do alot of digging and investigating yourself if you want the best classic car insurance deal you can obtain, if you leave it to a broker, they will find you the best deal for themselves, which ever deal gives them the most “commissions” they’ll just throw your way.

Do you have a classic car? If you have then you are surely well aware of the pride and happiness of having such a beautiful car. For many it is a thing to be envy of as the classic cars are quite expensive and attractive in look. That is why the risk of keeping it is also quite a lot. You never know when you have to face problems like theft or breakage of your car. To cope up with such problems get the classic car insurance that is implemented especially for these cars.

This insurance policy will allow you to insure your car based on its true value rather than stated value. You may find this insurance to be a bit costly. But you should remember this thing too that something costly can only safeguard your expensive car and in comparison to the value of your car, this is nothing.

teaching you how to obtain cheap classic car insuranceIn this car insurance policy you will not have to pay high premiums and the guidelines and procedures are quite flexible. Different types of coverage are being offered by these insurances. In this context, the actual cash value, state value and agreed value can be mentioned. The actual value gives you the book value of the car on a claim; state value allows you to state the value of the vehicle for coverage. In agreed value all your money will be back in the event of a total loss.

Before approaching car insurance policies like these, you should first know the true value of your car. This is very important because the insurance company will want to know how much insurance you want on your car. For that knowing the true value of the car is of immense importance. A classic car appraiser can help you in that context and then you will be to get classic car insurance for your beautiful car.